Stripe Pricing in 2026
Everything you need to know about Stripe plans, costs, and whether the free plan is enough for your needs.
Last updated: February 2026 · 2 plans compared
📝 Our Take on Stripe Pricing
Stripe remains the developer’s payment platform. The API documentation is legendary, and Stripe Checkout can have you accepting payments in under an hour. For indie devs, the 2.9% + 30¢ per transaction is standard but adds up — consider Lemon Squeezy or Paddle if you want to avoid sales tax complexity.
No monthly fees — you only pay per transaction (2.9% + 30¢). This is ideal for low-volume businesses. For high-volume SaaS, negotiate custom rates above $100K/month in volume. The hidden cost is development time: Stripe’s flexibility means more code to write.
📋 Free Plan Details
Limits: No monthly fee. Pay per transaction: 2.9% + 30¢ per card charge. No setup fees.
Users: Unlimited
All Stripe Plans
Free
Forever free
Unlimited
Standard
per user/month
Custom
per user/year
💰 Real Cost by Team Size
Based on the entry-level paid plan. Annual estimates assume ~20% discount.
Frequently Asked Questions
How much does Stripe cost in 2026?
Stripe offers a free plan and paid plans starting at Free / $0/mo per user/month.
Does Stripe have a free plan?
Yes, Stripe offers a free plan. No monthly fee. Pay per transaction: 2.9% + 30¢ per card charge. No setup fees. The free plan supports Unlimited.
What does Stripe cost for a team of 10?
Pricing varies by plan. Contact Stripe for team pricing or see the detailed breakdown above.
Not sure about Stripe?
Compare alternatives or read our in-depth review.